Mental health services are free to the public if they are provided in hospitals or in mental health clinics. Mental health clinics are found in every region of New Brunswick and can be accessed directly or through your family doctor. You should call your local clinic for information on how to access their services or speak to your family doctor if you want to access these community resources. There are psychologists who work in other services such as school districts and local Children’s Aid Societies. Each of these agencies will have their own policies regarding how to access clinical services from them. Most psychiatrists’ services are covered by Medicare.
Psychologists in private practice are not covered by government medical plans. They and other professionals, such as psychologists, social workers and nurses must charge for their services as would a lawyer or accountant. Billable work includes therapy sessions, report writing, attending meetings in schools or at work and writing letters. Usually these psychologists will ask for payment at the end of each session. Fortunately, most employee insurance plans and private health insurances cover some or all of the fees these professionals charge. It is useful for the client to check with their insurer to see what their plan covers, which kinds of professionals are included in the coverage, and what the limit is for each person in the family.
For people without insurance and with low incomes, many private practitioners have a sliding fee scales so that the less a person makes per year before taxes; the less they are charged. The number of spaces psychologists are able to dedicate to sliding scale clients tends to be limited and wait times before being seen may be longer for that reason. Clients should check with their psychologist for details concerning the fee scales used in their practice and what the wait time might be to access these spaces.